Multi-family
- Maturing debt with no refinance in place
- Lease-up or high vacancy
- Deferred maintenance and capital repairs
Distressed commercial real estate lending
Capital for properties in transition.
Starr Financial provides bridge and rescue loans on distressed multi-family, mixed-use, hotel and shopping-centre properties, for owners and buyers who need certainty when a lender, partner or deadline won’t wait.
01 / Asset classes
Four property types. One focus.
We lend where income, occupancy or ownership has been disrupted, and where a clear plan can bring the property back to stability.
Mixed-use
- Ground-floor commercial vacancy
- Residential and retail on different timelines
- Conversion or repositioning plans
Hotels
- Renovation or brand-required upgrades
- Flag changes and management transitions
- Cash-flow disruption
Shopping centres
- Anchor tenant loss
- Re-tenanting and repositioning
- Pad and outparcel redevelopment
02 / Situations
When the clock is running.
Distress is rarely about the building alone. These are the moments we’re built to fund.
- 01Maturing loans and refinance gapsBridge a balloon payment while longer-term financing is arranged.
- 02Receivership, power of sale and foreclosureCapital to cure a default, or to buy a property coming out of an enforcement process.
- 03Stalled construction or renovationFunding to complete work and get units or rooms back in service.
- 04Vacancy and lease-upCarry a property through re-leasing until income supports permanent debt.
- 05Partner and equity buyoutsResolve an ownership dispute or recapitalize when a partner needs out.
- 06Time-sensitive acquisitionsClose quickly on a discounted or distressed asset before the window closes.
03 / How we lend
From first call to funding.
- STEP 1
Submit the deal
Tell us about the property, the situation and the amount you need.
- STEP 2
Indicative term sheet
If it fits, we issue indicative terms [within X business days].
- STEP 3
Due diligence
Valuation, site visit, title and a review of the business plan and exit.
- STEP 4
Close and fund
Documents, conditions and funding, on the timeline the situation demands.
The asset comes first
We underwrite the property’s value and its realistic income, not only the borrower’s history.
A credible exit
Every loan has a defined path out: a refinance, a sale or stabilized income.
Certainty over speed alone
Fast matters, but a term sheet that holds up at closing matters more.
04 / Submit a deal
Tell us about the property.
A short summary is enough to start. We’ll come back with questions or an indicative term sheet.
INDICATIVE LTV
Enter the property value and loan amount to see it.